105.1 Life FM follows the Community Radio Broadcasting Codes of Practice. You can find the full Codes here. For more information on a specific area of the Code, please contact the Manager.

*This page is under review, and more policies will be added as they come available.

Competition Terms and Conditions


Central Victorian Gospel Radio Inc. trading as 105.1 Life FM

The following general contest rules apply to all 105.1 LifeFM contests. They may be amended or varied from time to time by 105.1 LifeFM. Special rules may apply to particular competitions, in which case an addendum to these rules will be made for that contest.
Please enquire at 105.1 LifeFM for any special rules for contests you wish to enter.

General Contest Rules

1. Unless otherwise specified in special contest terms and conditions, no person may enter any contest more than once.
2. Competitions will be open to those over 18 years of age.
3. The value of a single prize will be determined by the Station Manager / Committee of Management at the time of the competition.
4. All prizes must be collected within 90 days from the date of winning. After that time, unclaimed prizes will be dealt with according to legislative requirements. It is the sole responsibility of winners to collect their prize. 105.1 LifeFM will not notify winners of the time remaining.
5. Where a prize is for a time-sensitive event, such as a concert ticket, prize collection within 90 days will not apply. Prizes will be collected in accordance with the terms provided by 105.1 LifeFM at the time of the giveaway. Prizes not collected within 7 days of the event, or any other timeframe issued by 105.1 LifeFM at the time of the competition, will be forfeited, and potentially redrawn and issued to another winner.

6. Competitions are not open to:
i. employees, committee members, or volunteers of 105.1 LifeFM,       their partner, parent, natural or adopted children or siblings,
ii. contestants who have won a prize/prizes valued individually or   collectively from 105.1 LifeFM in the last 28 days,
iii. contestants living outside the Bendigo broadcast area (including   online streaming outside of 105.1 LifeFM’s broadcast area).
7. Prizes must be claimed in person unless the winner is otherwise advised. Where 105.1 LifeFM elects to post a prize to a winner no responsibility will be accepted by 105.1 LifeFM for the safe and effective postal delivery of the prize.
8. In the event that a winner chooses not to accept a prize, they forfeit any and all claims to that prize, which will be dealt with according to the absolute discretion of 105.1 LifeFM subject to legislative requirements.
9. Prizes are non-transferable and may not be redeemed for cash and must (where applicable) be used on the dates specified. All prizes are accepted entirely at the risk of the winner, and 105.1 LifeFM excludes all warranties in connection with any prize to the extent permitted by law.
10. In the event where a specified prize becomes unavailable, 105.1 LifeFM reserves the right to offer the winner another item of equal value.
11. 105.1 LifeFM, its agencies, affiliates, sponsors and representatives are not responsible for defective prizes or misuse of any prize, or for any claims, liability, loss or damage arising out of or in connection with any contest promoted by 105.1 LifeFM.
12. All contestants release from and indemnify Central Victorian Gospel Radio Inc. trading as 1051 LifeFM (ABN 58 293 893 363) against, all liability, cost, loss or expense arising out of acceptance of any prize(s) or participation in any contest including (but not limited to) personal injury and damage to property and whether direct or consequential, foreseeable, due to some negligent act or omission or otherwise.
13. If the prize is related to a dated event at a particular location, the prize winner must be able to attend the event in person, otherwise they will forfeit the prize (notwithstanding unforeseen events such as unexpected illness outside of the control of the winner).
14. Acceptance of a prize constitutes permission for 105.1 LifeFM to use winner’s name, suburb or general location, recording of winner’s voice and likeness for advertising and promotional purposes without compensation.
15. 105.1 LifeFM is not responsible for lost, interrupted communications or unavailable network server or other connections, failed telephone, mid-delivery or computer transmissions or other errors of any kind, whether human, mechanical or electronic.
16. All entries by internet are sent entirely at the risk of the entrant. If there are any difficulties arising out of the internet or any associated equipment 105.1 LifeFM may at its absolute discretion disqualify the entire entry or any portion thereof.
17. All entries and material submitted in connection with a competition (whether written, audio, electronic, visual, or a combination of forms) or any likeness, audio recording, or video footage taken of competitors are assigned to 105.1 LifeFM and become the property of 105.1 LifeFM, whereupon it may use the material in any medium, in any reasonable manner, as it sees fit. Copyright of any such material remains the sole property of 105.1 LifeFM. This clause is subject to constraints imposed by Privacy Law. Each entrant warrants they own the copyright and/or intellectual property rights for any material submitted in connection with a competition, and has the authority and power to handover the rights of such material, and any other rights, to 105.1 LifeFM.
18. 105.1 LifeFM reserves the right, at its sole discretion, to cancel, terminate, modify or suspend a competition.
19. 105.1 LifeFM reserves the right, in its sole discretion, to disqualify any individual for tampering with competition entries or technologies, acting in an unsportsmanlike or disruptive manner, or found to be in breach of these Rules upon being selected a winner.
20. 105.1 LifeFM may incorporate information from entrants in any contest(s) in any database to be used for the purpose of its business.
21. Winners must comply with the terms and conditions of the competition to be eligible for a prize.
22. 105.1 LifeFM runs competitions and issues prizes in good faith. 105.1 LifeFM takes no responsibility for variations in prize values. Any taxes payable as a consequence of winning a prize will be the sole responsibility of the winner.
23. 105.1 LifeFM may require identification upon collecting a prize and refuse to issue a prize without proper identification.
24. Any loss of a prize by a postal or courier service, or retraction of the prize by the sponsor or issuer of the prize is not the responsibility of 105.1 LifeFM.
25. The judges’s decision is final and no correspondence will be entered into.
26. A person who refuses to comply with or breaches any terms of these General Contest Rules will forfeit their prize. All contestants acknowledge that 105.1 LifeFM can rely on this clause at any time, even after 105.1 LifeFM has nominated the person as a winner or awarded the prize. Return of the prize or payment of its value to 105.1 Life FM can be requested and required.
27. Notwithstanding anything else in these Rules, 105.1 LifeFM has absolute discretion in awarding prizes in a competition.
28. A failure by 105.1 LifeFM to enforce any of these General Contest Rules in any instance(s) will not give rise to any claim by any person.
29. 105.1 LifeFM may vary or cancel these Rules from time to time, including by extending the time for, varying, or terminating any competition.

Terms and Conditions updated 22 May 2024

Privacy Policy


Central Victorian Gospel Radio operates 105.1 Life FM as well as this website, referred to as “105.1 Life FM” in this Privacy Policy.

1. Protecting Your Privacy

1.1 105.1 Life FM is committed to protecting your privacy.

1.2 We are bound by the National Privacy Principles under the Commonwealth Privacy Act. The National Privacy Principles and this Privacy Statement set out the standards of protection you can expect in respect of your personal information.

1.3 Set out below is the information which we are required under the National Privacy Principles to give you. We recommend that you keep a copy of this information for future reference.

1.4 By accessing and using our website or by submitting information to us, you consent to us using and disclosing your personal information in the ways described in this Privacy Statement.

2. Your Personal Information

2.1 We may hold a variety of personal information about you, including your name, date of birth, your current and previous addresses, your phone number, e-mail address, and certain details about your personal interests.

2.2 Occasionally, you may need to give us personal information about other people – for example, your family, next of kin, or other authorised representatives. If so, we rely on you to tell those individuals that you are giving their personal information to us.

2.3 If you choose not to give personal information to us, we may not be able to provide you with access to some or all of the websites or to our other products and services.

3. How We Collect Personal Information

We may collect personal information from you in a number of ways, including:
• directly from you – for example, when you send us an email, apply to register as a member of our website, or complete and submit an online form;
• from third parties – for example, our related companies, or your representatives;
• from publicly available sources; and
• when legally required to do so.

4. How We Collect Personal Information from Our Websites

4.1 We may also collect personal information about you when you use and access our web sites.

4.2 One of the ways we may collect information about you is through the use of “cookie”. A cookie is a small text file that the web site may place on your computer. Cookies may be used, among other things, to track the pages you have visited, to remember your preferences and to store personal information about you.

4.3 You can adjust your Internet browser to disable cookies or to warn you when cookies are being used. However, if you disable cookies, you may not be able to access certain areas of our websites or take advantage of the improved web site experience that cookies offer.

4.4 When you visit our websites, our web servers may record other information about or relating to you, such as the time and date of your visit or the IP address assigned to the computer you are using to access the website. In many cases, we cannot and do not use this information to identify you personally – rather, we simply use this information to track and improve the performance of the websites.

5. How We Use Your Personal Information

5.1 Your personal information may be used by us in a number of ways, including:

• to give you access to our websites and to the content and other things on our websites;
• to enter you into competitions and promotions we conduct;
• to market our products and services (or those of other people) to you, including by email;
• to inform you of changes to our web sites, or our business, or to the content and other things available from the websites; and
• our internal business purposes – for example, to research and develop the websites and our other products and services.

5.2 If you do not want us to use your personal information for direct marketing purposes, please contact our management by sending an email to [email protected]

5.3 To notify you of opportunities and services related to 105.1 Life FM we may ask for your personal details like name, address, email address, age, phone number and gender.

5.4 If your information is provided as part of an entry in a contest we will need the contact information to notify winners and distribute prizes and to send you further communication regarding 105.1 Life FM, such as future newsletters.

5.5 If your information is provided with feedback we will use the personal information to ascertain if this feedback is common to other listeners of similar gender and age groups and see how successfully we are providing services to our target audience.

5.6 If your information is provided with a donation we will use your credit card information for that donation only, with the only exception being in the case of a regular payment, and the contact information to send you a receipt. We will retain your contact details to send you further communication regarding 105.1 Life FM such as newsletters in the future.

6. When We Disclose Your Personal Information

6.1 We may disclose your personal information to each other, to our related companies and to various outside organisations (some of which may be located in foreign countries). Except as permitted under the National Privacy Principles, we will only disclose your personal information for one of the purposes set out in part 5.1 above.

6.2 Some of the outside organisations we may disclose your personal information to include:

• our advertisers and sponsors;
• other organisations involved in the operation and management of our websites, including market research companies and IT service providers;
• your representatives, including your legal advisers;
• our professional advisers, including our legal advisers and accountants;
• government and regulatory authorities, including the Australian Communications and Media Authority; and
• organisations that purchase all or part of our assets or businesses.

6.3 If any of these organisations are located outside Australia, you expressly consent to us disclosing your personal information to those organisations.

6.4 We take reasonable steps to ensure that each organisation that we disclose your personal information to is committed to protecting your privacy.

6.5 When you register as a member of any of our websites, some information about your account (such as your user name) may be publicly available on our web sites when you contribute content to our web sites, or participate in any of our website forums or chat rooms. If you choose to include any personal information about yourself in any content that you contribute to any of our websites, that information will be available and accessible to other users of our web sites anywhere in the world.

6.6 You must not include any personal information about other people in any content that you contribute to any of our websites, unless such people have expressly consented to you including their personal information in such content and to you providing the content to us for use on our websites.

7. Help Us To Ensure We Hold Accurate Information

7.1 We take reasonable steps to ensure that the personal information we collect, use and disclose is accurate, complete and up-to-date. However, the accuracy of the information we hold depends to a large extent on the information you provide.

7.2 Please help us by:

(a) letting us know if there are any errors in the information we hold about you; and

(b) keeping us up to date with changes to your information, such as changes to your name or address.

8. How You Can Access Your Personal Information

8.1 You have a right to access your personal information, subject to some exceptions allowed by law. If you would like to do so, please let us know by contacting the President or Station Manager. For security reasons, we may ask you to put your request in writing.

8.2 We may charge a fee for searching for and providing access to your information.

9. Preventing Unauthorised Access To Your Personal Information

9.1 We will take reasonable steps to maintain the security of and to prevent unauthorised access to or disclosure of your personal information.

9.2 However, we do not guarantee that unauthorised access to your personal information will not occur, either during transmission of that information to us or after we receive that information.

10. Linked Sites

10.1 Our websites may contain links to other Internet websites. These links are provided solely for your convenience.

10.2 If you submit personal information to or via any linked site, the privacy principles applying to that information will be outside our control. You should therefore check the privacy statement of the linked site before submitting information to or via that site.

11. Changes To Our Privacy Statement

11.1 From time to time, we may need to change this Privacy Statement to reflect our changing business practices. We may therefore change this Privacy Statement at any time by posting the changed Privacy Statement on this website, and by posting a notice to users on the 105.1 Life FM and our radio station homepages stating that a change has occurred.

11.2 All personal information collected and held by us will be governed by our most recent Privacy Statement, as posted on this web site.

12. How To Contact Us

If you have any questions in relation to privacy, please contact our management by sending an email to [email protected], or by contacting us on phone number 03 5444 3512, or at our postal address of PO Box 126 Golden Square, VIC 3555.

Privacy Policy updated 6 May 2024

Terms and Conditions


Website and Content

Access to and use of this site 105.1 LifeFM is provided by 105.1 LifeFM subject to the following conditions:

1. By using 105.1 LifeFM, you agree to be legally bound by these terms, which shall take effect immediately on your first use of 105.1 LifeFM’s website.

2. 105.1 LifeFM may change these terms at any time by posting changes online.

Use of 105.1 LifeFM’s Content

3. You may not copy, reproduce, republish, download, broadcast, transmit, make available to the public, or otherwise use content in any way except for your own personal, non-commercial use.

You also agree not to adapt, alter or create a derivative work from any 105.1 LifeFM content except for your own personal, non-commercial use. Any other use of www.life1051.org.au content requires the prior written permission of 105.1 LifeFM.

Intellectual Property

4. The names, images and logos identifying 105.1 LifeFM or third parties and their products and services are subject to the copyright, design rights and trademarks of 105.1 LifeFM and third parties.

105.1 LifeFM
PO BOX 126
Golden Square VIC 3555 Australia

[email protected]

Community Events

105.1 LifeFM Community Events directory is a community service providing not-for-profit community groups free publicity for upcoming events within the Bendigo area.

Before you complete the form below please read the following Terms and Conditions. Your completion of the form assumes your acceptance of these conditions.

Does Your Event Meet The Criteria?

The types of events Noticeboard can include are events for your church, community and not-for-profit group, such as:

    • Markets

    • Festivals and fairs

    • Exhibitions

    • Musicals/dramas

    • Events that are single (one-off) events

    • Church conferences

    • Seniors’ events, youth camps, marriage retreats, school holiday programs

    • Some fundraisers

    • Events that are three weeks or more in the future, or that have their RSVP date three weeks or more in the future

Events We May Not List

    • Events that run continuously (daily, weekly, monthly). For example a playgroup or seniors group. We may list the first instance of this event.

    • Events that have a start date, or RSVP date, within the next two weeks (get yours in as early as possible)

    • Events that invite patrons to a business with the result of advertising that business (please see our Sponsorship page)

    • Regular or seasonal church services, Bible studies etc.

    • Book/DVD/CD launches

    • Events sent in more than ten weeks in advance of when they occur may not become live until ten weeks out from the event date

    • Events that don’t support our community of listeners

Once you have read 105.1 LifeFM Terms and Conditions please return to Add Your Event and tick the Terms and Conditions box before submitting your event.

Terms and Conditions updated 10 April 2024


Sponsorship Policy



Under the Broadcasting Services Act 1992 (BSA) community broadcasters are not permitted to broadcast “advertising.” However, sponsorship is permitted, and is akin to a limited form of advertising. The BSA outlines three key requirements of a sponsorship announcement:

  • Sponsorship content will be limited to five minutes in any hour [BSA 1992 Sch 2, Part 5, clause 9 (3)].
  • Every sponsorship announcement will be clearly ‘tagged’ [BSA Sch 2, Part 1, clause 2 (2)b]
  • There must be a legitimate financial relationship between the sponsor and the station or program.


The purpose of this Policy is to ensure compliance with the BSA and the Codes of Practice. It also provides clear direction on LIFE FM’s ethos with relation to sponsorship.


LIFE FM will act always in accordance with its principles and ethos. In line with the community broadcasting code of practice (Code 6):

  • Sponsorship will not be a factor in determining access to broadcasting time;
  • The content and style of individual programs is not influenced by the sponsors of programs; and
  • Overall programming of community broadcasting stations is not influenced by sponsors.


  1. Sponsorship announcements will be in accordance with the requirements of LIFE FM’s licence, the Broadcasting Services Act, and relevant regulations in force at the time.
  2. LIFE FM will not allow sponsorship of any product or service which is:
    • Illegal, or promotes the sex industry, political parties, tobacco, or gambling;
    • Endorses a political party or individual;
    • In direct violation of its principles and ethos or could reasonably be understood to be in contradiction with its principles or ethos; and/or
    • Reasonably considered offensive to the listener audience of LIFE FM.
  3. Sponsorship will not present a doctrinal viewpoint which is contrary to LIFE FM’s ‘Articles of Faith’ and/or general broadcasting policy.
  4. LIFE FM reserves the right to refuse any offer of sponsorship, and to terminate any agreement at any time without prior notice, but will not do so unreasonably.
  5. Two sponsors in the same line of business competing in the same market area will not be aired in the same sponsorship break.
  6. With consideration for “like for like’’ sponsor packages, scheduling of sponsorship announcements will be varied for equitable distribution amongst sponsors.
  7. Programs and services approved to carry sponsorship include; News, Weather, service-based information programs, and specialist music programs.
  8. Program sponsorship decisions will be at the determination of the Station Manager/President and Operations Manager.
  9. Individual presenters and members are not entitled to seek sponsorship on behalf of LIFE FM without written consent of Management.
  10. Under no circumstances can presenters accept gifts, products or services of payments in return for promotion of a product, service or business.


The following procedure informs how LIFE FM will execute sponsorships internally:

  • Members of the Sponsorship Team must provide and maintain a written contract with sponsors.
  • Any member, or committee member, can recommend sponsorship. The new sponsor must be sent to a member of the Sponsorship Team for appropriate discussions and onboarding.
  • Sponsorship spots must comply with the “on-air” sound guidelines as set out by the ACMA and LIFE FM station management.
  • Standard sponsorship spots will be thirty (30) seconds. Spots in other lengths may be negotiated, but the Station Manager will have final say on the length of sponsorship spots.
  • Sponsorships will be sold according to the packages and conditions as set out by LIFE FM or by negotiation. Packages, and terms and conditions may change at any time.
  • Sponsorship spots shall not:
  • compare a sponsor’s product or service with that of a competitor, either in monetary, quality or service terms; or
  • make claims that cannot be substantiated.

Any sponsorship proposal outside of these guidelines must have the approval of the Committee of Management of LIFE FM. However, the Committee must make all sponsorship decisions according to the station’s ethos and codes of practice.

Sponsorship Policy updated 26 May 2024